Extend the Trip, Not the Bill

A reader booked four nights and wanted a fifth, but it wasn’t originally available. Rebooking the whole stay at current prices would have cost $120 more than the…

Buy It, Then Buy It Cheaper

A reader booked a flight, then watched the price drop $86 two weeks later. Because the fare allowed free changes, rebooking took five minutes and the difference came…

The Annual Insurance Bake-Off

Loyalty is a pricing strategy, and you’re the target. A reader’s auto premium had crept up $380 a year with zero claims and zero changes. One afternoon, three…

Every Dollar Sits Somewhere

A reader put everything on a flat 1% card out of simplicity. Meanwhile a 3% grocery card sat in a drawer, untouched, for a year. Rerouting $900 a…

Your Phone Plan Is Probably Wrong

A family of four was paying for premium unlimited on every line. Two of those lines used under 4 GB a month, mostly on Wi-Fi. Meanwhile the bill…

The Polite Shakedown

A reader spent 20 minutes in an internet provider’s chat window, armed with a competitor’s price and a script. Result: $35 a month off for 12 months. That’s…

The Deadline Watch

A reader’s free trial converted at $89 for the year. Not per month, for the year, charged in one silent thump eleven months after signup. The warning email…

The Subscription Autopsy

You ran the Subscription Sweep from the intro and killed the obvious zombies. Good. Now comes the quarterly sequel, because subscriptions don’t just hide, they mutate: prices creep…