The Routine Library
Twenty copy-paste routines that save you money and time. New routines are added here as companies change their playbooks.
The Subscription Autopsy
You ran the Subscription Sweep from the intro and killed the obvious zombies. Good. Now comes the quarterly sequel, because subscriptions don't just hide, they mutate: prices creep...
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The Deadline Watch
A reader's free trial converted at $89 for the year. Not per month, for the year, charged in one silent thump eleven months after signup. The warning email...
Members only
The Polite Shakedown
A reader spent 20 minutes in an internet provider's chat window, armed with a competitor's price and a script. Result: $35 a month off for 12 months. That's...
Members only
Your Phone Plan Is Probably Wrong
A family of four was paying for premium unlimited on every line. Two of those lines used under 4 GB a month, mostly on Wi-Fi. Meanwhile the bill...
Members only
Every Dollar Sits Somewhere
A reader put everything on a flat 1% card out of simplicity. Meanwhile a 3% grocery card sat in a drawer, untouched, for a year. Rerouting $900 a...
Members only
The Annual Insurance Bake-Off
Loyalty is a pricing strategy, and you're the target. A reader's auto premium had crept up $380 a year with zero claims and zero changes. One afternoon, three...
Members only
Buy It, Then Buy It Cheaper
A reader booked a flight, then watched the price drop $86 two weeks later. Because the fare allowed free changes, rebooking took five minutes and the difference came...
Members only
Extend the Trip, Not the Bill
A reader booked four nights and wanted a fifth, but it wasn't originally available. Rebooking the whole stay at current prices would have cost $120 more than the...
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